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Novated leases for employees

Want to make the most of your before tax dollars?

How Much Can I save?

What is a Novated Lease?

It’s smart, it’s simple and it saves you money. Here’s how it works.
Forget about comparing costs, finding finance and negotiating deals, a novated lease is the tax friendly, hassle-free way to purchase your next vehicle.

Full Novation
So Many Benefits

How it Works

Full Novation
So Many Benefits

How it Works

Whether it’s new or used, for work or pleasure, a novated lease allows you to pay for your vehicle and its upkeep using pre-tax dollars. Unlike when you purchase direct from a dealership, with a novated lease you pay less (or even no) GST on the purchase price, repayments, fuel, insurance or servicing.

Best of all, one regular payment from your salary covers everything, making it easy to stick to your budget. Your insurance and roadside assistance can also be included, and thanks to a choice of lease terms, flexibility is an integral part of the package.

A novated lease is the tax friendly, hassle-free way to purchase your next vehicle.

Learn About Leasing
Video: 87 seconds.

Benefits of a novated lease

More choice, greater flexibility and more money in your pocket
Your Car,
Your Choice

Whether you want a new, used or second car, we’ll find the model that suits your needs and your budget.

No GST,
No Worries

Stay a step ahead of the tax man and save GST payable on vehicle purchase price, repayments and running costs.

Great
Flexibility

Keep things flexible with a choice of lease terms, no minimum kilometre targets and sell, upgrade or own at lease end.

Two cars?
Too easy!

Need a second car to keep life running smoothly? Novating a second vehicle is quick, easy and delivers double the benefits.

Expert advice,
whenever you need it

From accessories, to insurance and roadside assistance, we’ve got everything you need to stay safe and comfortable on the road.

Discounts
and Convenience

Access discounts on servicing, tyres and batteries, and get an easy to use fuel card for the life of the lease.

With average savings of $4132* per year, it’s the smart, simple way to get your next set of wheels on the road. Talk to us to learn more.

Talk To Us

*$4132 was the average customer savings over 2016 and is subject to change.

What is Novated Leasing?

Frequently asked questions
What is novated leasing?

Under a novated lease, you can use part of your pre-tax income to finance the leasing of a vehicle. Essentially, it’s a three way agreement between you, your employer and the leasing company where your employer makes the lease repayments while you agree to provide a portion of your salary to cover the vehicle payments and running costs. You may also hear it referred to as salary sacrificing.

How does it work?
How many leases can I have?
Is the car only for business use?
What benefits does novated leasing offer me as an employee?
How do employers benefit from novated leasing?
Do I need to drive the car a set number of kilometres to save money?
I’m thinking of changing my job – what will happen to my lease?
What is Fringe Benefits Tax?
What happens at the end of my lease?
I want to change cars and I’m only halfway through my lease – what happens next?
What other things do I need to think about?

During the Life of Your Lease

Frequently asked questions
I’ve had a car accident – who should I call?

Ouch. First thing’s first – if you’re in any danger, are obstructing traffic or need to lodge a police report, call for police assistance on 131 444. Once you’ve had a cup of tea and a sit down, you’ll need to lodge an insurance claim. Contact your insurer directly and they’ll lead you through the process.

Vero Insurance – 1800 222 043
Suncorp Insurance – 13 25 24
Allianz – 13 1000

Not sure who your insurer is? No worries, give us a call on 1300 734 500 and we’ll help you sort it out.

Help! I need roadside assistance – who should I contact?
My car’s due for a service – what do I need to know?
I need new tyres – do I need to use a specific retailer?
My rego’s almost due – what do I do?
Contact numbers you need to know